FREQUENTLY ASKED QUESTIONS

Do I need to advise my insurance co. of additional new items and Jewelry ?

It is wise to advise the insurance company of additional items and keep invoices and valuations in case of a claim.

Do I need to get the new number plates ?

Only new cars registered after 1st August 2010 have to get the new number plates.

How soon do I have to report an accident ?

You should report an accident or theft within 24 hours.

What happens if I let someone drive my car and he is under the influence ?

If he has an accident, some insurers may reject your claim if the person is under the influence, even if you were unaware that the driver was intoxicated.

What is business/private usage ?

If your vehicle is only used, even occasionally, for any business use (like going to the bank to make a deposit) it can be construed by an insurance co. as being for business use.

Must I inform my insurance co. of modifications to my car ?

If you change to Mag. Wheels or improved sound systems, or any other modification, you must inform your insurance co. through your broker.

What is X'S Sure ?

If you take out an X’S Sure policy, then X’S Sure will pay your excess to the panel beater. Please talk to one of our consultants for more information.

Do I have to have car hire ?

This is an option. It is advisable to take out car hire. The premium is quite low and you are assured of having a vehicle to drive while you car is at the panel beater, or if it is stolen or hijacked.